We're working harder and living longer. Planning for your retirement can be one of the most daunting things you'll do and it's no surprise that this is the first time many Australian's visit a financial adviser.
Put simply, retirement planning is the process of working out how much income you need, for how long, and how you will fund this. The reality is far more complex and it's crucial to get it right.
The earlier you start planning, the better, but it's never too late.